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Become a banking correspondent through ApnaPayment and open savings accounts with Kotak Mahindra Bank and IDFC FIRST Bank for people in your area, with Aadhaar-based KYC.
Free to join. No registration fee.
Banking partners
Many people near you still do not have a savings account they can open without visiting a branch. You can open one at your counter.
Your own BC IDApply for a banking correspondent ID through the ApnaPayment app.
IDFC FIRST savings account · earn up to ₹1,200Savings accounts with IDFC FIRST Bank. Your earning for each account opened.
Kotak 811 account · earn up to ₹400Zero-balance savings accounts with Kotak Mahindra Bank.
Bajaj Finserv · earn up to ₹150Banking products from Bajaj Finserv for your customers.
Aadhaar-based KYCThe customer verifies identity with an OTP on their Aadhaar-linked mobile.
From customer details to an active account, in the partner app.
Simplified illustration of the partner app
Account opening is paperless. The customer only needs their own details and phone.
AadhaarWith the mobile number linked to it.
Their mobile phoneTo receive the Aadhaar OTP.
Nominee and address detailsFilled in the app during the application.
Speak to our partner team, every day 10 am to 10 pm95098 07591
No. Joining ApnaPayment is free. You only add money to your wallet to pay for the services you sell to your customers.
No. ApnaPayment never charges a joining fee and never asks for money to make you a partner. Do not pay anyone who asks. You can check whether a person really works for us on our employee verification page, or call 95098 07591.
A banking correspondent ID lets you open accounts on behalf of the bank. ApnaPayment helps you apply for it through the app.
Up to ₹1,200 for each IDFC FIRST savings account, up to ₹400 for each Kotak 811 account and up to ₹150 with Bajaj Finserv. The amount is added to your wallet after the account is opened. T&C apply.
A zero-balance Kotak 811 savings account with Kotak Mahindra Bank, or a savings account with IDFC FIRST Bank.
Once the account is opened, the customer receives the details from the bank by SMS.
Every service runs in the same app and is paid from the same wallet.
Joining is free. Install the app, finish KYC and serve your first customer. Our partner team is a call away at 95098 07591.
Download the free app