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Livelihoods at the last mile.

ApnaPayment builds earning opportunities where jobs are hardest to find. We turn local people into small businesses that bring banking, FASTag and tax services to their own towns and villages.

₹7.58 CR

Earned by partners since February 2024

5,057

Partners who have received earnings

22,244

People registered to earn with us

3,420

Pincodes where our partners are based

VERIFIED FROM APNAPAYMENT RECORDSAS ON 15 OCT 2026

The problem

Work is far away. So are basic services.

For a young person in a small town, a steady income usually means leaving home. For their neighbours, opening a bank account, getting a FASTag or filing a tax return often means a trip to the nearest city.

Both problems have the same answer: a trusted person in the neighbourhood who can provide these services and earn from them. That is the network ApnaPayment has been building since 2019.

How the model works.

Technology and bank partnerships at the top. Local people at the centre. Their community benefits.

  1. ApnaPaymentOne app, one wallet

    We build the partner app, sign the bank and FASTag partnerships, handle compliance and pay partners.

    Partners: IDFC FIRST Bank, Bajaj, Kotak Mahindra Bank
  2. Field team415 team leaders

    Local team leaders and supervisors recruit, train and support partners in their district.

    168 supervisors active in the last 12 months · Grow with us
  3. Partners22,000+ people

    Shop owners, CSC operators and young field agents join for free and become a service point.

    3,040 earned in the last 12 months
  4. Community3,400+ pincodes

    Customers get FASTags, bank accounts, tax filing and vehicle services without leaving their area.

    20 lakh+ FASTags issued
A family sitting outside their home in a village

What our network has done.

Every figure comes from ApnaPayment's own transaction records. How we count each one is written under it.

₹7.58 croreearned by 5,057 partners

Bank account payouts, FASTag commissions and other commissions credited to partner wallets since February 2024.

₹4.75 croreearned in the last 12 months

Paid to 3,040 partners between October 2025 and October 2026.

20 lakh+FASTags issued

Tags issued through ApnaPayment with IDFC FIRST Bank and Bajaj across all our channels.

7,800+banking correspondent IDs

Partners set up to open savings accounts for people in their area.

22,244people registered

Partners who completed registration in the ApnaPayment app.

20 stateswith active partners

States where partners issued FASTags in the last 12 months, led by Uttar Pradesh and Rajasthan.

Where we work

Small towns first.

Our largest partner communities are in Uttar Pradesh, Rajasthan, Haryana, Maharashtra, Bihar and Punjab, in places that big companies rarely reach.

A merchant arranging goods outside his shop in Kota, Rajasthan
A group of women standing together in a green field
  • Financial inclusionSavings accounts opened at the neighbourhood counter, with Aadhaar-based KYC.

  • Digital India on the groundPartners help first-time users with digital payments, FASTag and online tax filing.

  • Self-employmentFree to join, no machine to buy. A smartphone and documents are enough to start.

Partner with us

Help us reach the next 1 lakh families.

We work with organisations that want to create livelihoods and bring services closer to people.

  • InvestorsBack a distribution network that already earns in 20 states.
  • Government departmentsDeliver schemes and services through trained local partners.
  • Banks and NBFCsReach customers in small towns through our partner counters.
  • CSR and foundationsFund training and onboarding for new partners, including women.

Start a conversation

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Company details

The registered details of the company behind ApnaPayment.

Legal nameApna Payment Services Private Limited
CINU67100RJ2021PTC074460
Working since2019, Jaipur
Registered officePlot 796, Gokul Nagar, Jhotwara, Jaipur, Rajasthan 302012
PartnersIDFC FIRST Bank, Bajaj, Kotak Mahindra Bank
Contact[email protected]
Join freeCall 95098 07591